QI Services for Banks
Practical QI support for small and mid-sized banks — remote-first, reviewer-ready, and sized for lean teams. We deliver independent periodic reviews, RO certification support, withholding/1042-S hardening, and QDD scoping.
Scope: QI status (non-QDD/QDD basics), documentation (W-8/W-9), withholding on U.S. source payments,
pooling & allocations, Form 1042/1042-S tie-outs, QDD basics, and RO/certification readiness.
Worldwide (remote-first) • Reviewer-ready outputs • EN/DE
Who this is for
- Community/Private banks, boutique wealth managers, custody/light brokerage units.
- Banks without Big-4 budgets that still want Big-4-proof evidence and outcomes.
- Teams with limited in-house U.S. tax expertise who need a remote partner.
Service packages
Package A — QI Periodic Review (independent)
Three-year independent review for QI compliance with a clear scope and minimal disruption.
- Planning & scoping call + evidence index (what to pull, where it lives).
- Sampling across documentation, withholding, pooling, allocations, reporting.
- Issue log with severity/owner/ETA; validation of closures.
- Formal reviewer report + management letter; exit brief for RO/Board.
Package B — RO Certification Support (QI)
Guide your QI RO to a safe filing: CEIC vs. Qualified, waiver check, portal drafts, evidence index, remediation plan.
- CEIC vs. Qualified decision (materiality & disclosure wording).
- QI portal draft answers + waiver eligibility memo (if applicable).
- Indexed evidence pack; remediation plan with owners & milestones.
Package C — Withholding & 1042/1042-S process hardening
Wire up rates/pooling logic, correct 1042-S schemas, and reconcile cleanly to Form 1042 and GL.
- Rulebook for rate application & exception handling; maker-checker hooks.
- 1042-S data validations; common reject fixes; receipts & corrections log.
- Reconciliation: 1042-S → 1042 → GL (evidence pack + sign-offs).
Package D — QDD Scoping (fixed-fee)
Assess QDD need & readiness; outline operating model and controls for 871(m) products.
- Scope memo (products/flows), roles & responsibilities, control blueprint.
- Schedule Q touchpoints; tie-out considerations.
- Roadmap with milestones and dependencies.
How we work (remote-first, low overhead)
- Kick-off (1 hour): scope, stakeholders, secure data room, timelines.
- Dossier ingest: we use an evidence index so teams only pull what’s needed.
- Testing & tie-outs: samples across documentation, pooling, rates, and reporting.
- Findings & fixes: practical, prioritized; we provide templates and example wording.
- Close-out: reviewer report/readiness memo + RO/Board briefing.
Deliverables you can expect
- Evidence index & dossier map with stable file paths.
- Issue register (severity/owner/ETA) + validation of closures.
- Reviewer report / RO certification draft & readiness notes.
- Reconciliation pack 1042-S ↔ 1042 ↔ GL with receipts.
- Control calendar + simple KRI dashboard.
Indicative pricing (fixed-fee ranges)
| Package | Typical scope | Range (EUR) |
|---|---|---|
| A — Independent QI Periodic Review | SMB bank, remote, standard products | €14k–€28k |
| B — RO Certification Support (QI) | CEIC vs. Qualified, drafts, waiver check, evidence | €6k–€12k |
| C — 1042/1042-S Hardening | Rules, validations, tie-outs | €10k–€22k |
| D — QDD Scoping (fixed-fee) | Readiness memo & roadmap | €5k–€9k |
Final fees depend on product set, volumes, and systems; we quote a fixed price after the scoping call.
Quick FAQ
Can you do fully remote reviews?
Yes. We run remote-first reviews using a secure data room and structured evidence lists. On-site is optional.Is an external reviewer mandatory?
QI requires a periodic review (unless a waiver applies). The reviewer must be independent; external is common but not strictly required.Do you support QDD?
Yes — see QDD Scoping; for complex derivatives we coordinate with specialized partners.
Ready to scope your QI engagement?
Share your product set and systems and we’ll send a fixed-fee proposal.
Share your product set and systems and we’ll send a fixed-fee proposal.