About

About USTaxBanks

Specialist U.S. tax compliance resources for foreign banks and financial institutions

USTaxBanks is operated by Sesch USA LLC and provides practical U.S. tax compliance guidance for foreign banks, qualified intermediaries and financial institutions dealing with FATCA, QI, 1042-S, withholding and cross-border reporting topics.

Responsible professional

The technical content on USTaxBanks is prepared or reviewed under the responsibility of:

Alexander Fölsche

CPA (US), Wirtschaftsprüfer (Germany), Swiss Licensed Audit Expert

Alexander works at the intersection of U.S., German and Swiss tax and audit matters, with a focus on cross-border compliance, foreign financial institutions and U.S. reporting regimes.

Operator

Sesch USA LLC
Spokane, Washington
United States

Sesch USA LLC provides U.S. tax compliance support for foreign banks, financial institutions and cross-border clients.

Imprint · Data Protection

What USTaxBanks covers

The site is designed for banks and compliance teams that need practical, reviewer-ready explanations of U.S. withholding and reporting obligations.

QI Periodic Reviews

Review scope, documentation testing, withholding samples, reporting checks and RO certification support.

FATCA Compliance

Operating model, account classification, GIIN controls, reporting logic and remediation workflows.

1042-S & Withholding

Income codes, rate pools, reconciliation to Form 1042 and general ledger evidence.

Documentation Controls

W-8/W-9 acceptance, renewals, change-in-circumstances controls and reviewer evidence packs.

Who the resources are written for

  • Foreign banks and financial institutions with U.S. withholding or reporting obligations.
  • Qualified intermediaries preparing for a periodic review or RO certification.
  • Tax, operations and compliance teams responsible for FATCA, QI, 1042-S or documentation controls.
  • External advisers who need a structured overview of reviewer expectations and evidence requirements.

Our approach

USTaxBanks focuses on practical implementation. The goal is not to restate rules in abstract terms, but to translate them into controls, evidence, checklists and review-ready documentation.

The resources are written for real compliance work: preparing review files, understanding documentation defects, reconciling 1042-S data, explaining withholding positions and supporting responsible officer certifications.

Need specialist support?

Contact us if your bank needs support with QI review preparation, FATCA controls, 1042-S reporting, withholding analysis or documentation remediation.